I am most likely going to have to go back to work.

Well, the time has come. I will cry my eyes out for a few days while getting my resume together, but we just simply cannot live off of what we are making now and loosing in benefits.

we are both really upset as we have screwed ourselves into a hole with our mortgage (not behind but it went up 200 this year and we cannot afford that) so we are looking into refinancing, and we are expected to loose about 5-7k in refinancing.

I have a lot to do in the next week or so, getting my resume up to snuff, rehashing all this out with hubby (who doesn't want me to go back to work) but i am seriously not seeing any other option.

i am going to go curl up in a ball now, and cry. i won't be around online for awhile, and will be invisible if i am. :(